Independent licensed agents. Any carrier, any policy.
Questions about your life insurance policy? Talk to a licensed agent.
Whether it is a term, whole life, universal life or final expense policy, and whoever it is with, a licensed independent agent will read it with you and explain it in plain English. It takes about 10 minutes. No cost to call and nothing changes unless you say so.
See how it works
Independent
You talk with a licensed life insurance agent who is not tied to one company.
Free and no obligation
The review costs nothing and nothing changes on your policy unless you say so.
Private
No forms and no email list. You decide what you share on the call.
How it works
No forms to fill out and no waiting on hold for a robot. Just a phone call.
- 01
Call the number
Tap the button. A short hold message, then a licensed agent. No menus to press through.
- 02
Quick policy review
Tell the agent what you have and what you are trying to do. They look at the benefit, the premium and your options.
- 03
Decide what is right for you
Keep it, adjust it, or look at other options. Nothing changes unless you say so.
What a licensed agent can help with
Bring whatever you have. A recent statement is helpful but not required.
- Understand your policy
- Plain English answers about what your policy pays, when, and to whom.
- Beneficiary and ownership questions
- Who is named, who gets paid, and how the paperwork with your insurance company works.
- Premiums, lapses and reinstatement
- If the premium is getting hard to keep up with, or a payment was missed, learn what your options may be.
- Compare or replace coverage
- See how your current policy stacks up against what is available today, and what a change would mean.
- Final expense and burial policies
- Small whole life policies meant for funeral and final costs. What they cover and what they cost.
- Before you cancel
- If the policy no longer fits, learn your choices before you drop it. Some can be adjusted instead.
What we can and cannot do
We can
Read your policy with you and explain it in plain English. Explain your options. Quote new or replacement coverage if you ask for it.
We cannot
Change, pay or cancel a policy for you. See your insurance company's records. Only your insurance company can do those things, and an agent can tell you how to reach them.
Common questions
Ready to talk it through?
A licensed agent is one call away. Weekdays, 9am to 10pm ET.
Call (888) 327-6146